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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,816 | $92,219+333.5% | $76,767+420.8% | $135,380+195.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -3.00% | 5.46%-8.5pp | 2.43%-5.4pp | 519.81%-522.8pp |
| Employer contribution / active EE | $4,523 | $3,216+40.7% | $2,485+82.0% | $4,779-5.3% |
| Participant deferral / active EE | $7,526 | $4,508+66.9% | $3,852+95.4% | $5,609+34.2% |
| Admin fee / account holder | $12,442 | $10,749+15.7% | $6,675+86.4% | $10,828+14.9% |