Retirement plan

PAUL DEMAY AND ASSOCIATES INC. PROFIT SHARING PLAN

Name: PAUL DEMAY AND ASSOCIATES, INC. - PAUL DEMAY AND ASSOCIATES INC. PROFIT SHARING PLAN (2018) Form 5500
Creator: PAUL DEMAY AND ASSOCIATES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PAUL DEMAY AND ASSOCIATES INC. PROFIT SHARING PLAN, PAUL DEMAY AND ASSOCIATES, INC.

PAUL DEMAY AND ASSOCIATES, INC.EIN 43-1140066Plan #002PY 2018

236 OLD SULPHUR SPRING ROAD - MANCHESTER, MO 63020636-230-0911

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$897K

-8.0% from 2017

Total participants

0.0% from 2017

Average account balance

$179,408

-8.0% from 2017

Annual return

-6.42%

-18.36 pp from 2017

Benchmarks

See 22,374 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants<25

Cohort22,374 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+1.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$44K

$11095 / participant

Other / not subdivided$44K100.0%

% of EOY assets

4.947%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$179,408

$135,645+32.3%

$110,243+62.7%

$135,380+32.5%

Participation rate

100.0%

83.5%+16.5pp

79.8%+20.2pp

82.6%+17.4pp

Annual return

-6.42%

513.24%-519.7pp

314.76%-321.2pp

519.81%-526.2pp

Employer contribution / active EE

$1,520

$4,907-69.0%

$3,827-60.3%

$4,779-68.2%

Participant deferral / active EE

$3,210

$5,507-41.7%

$4,672-31.3%

$5,609-42.8%

Admin fee / account holder

$8,876

$11,458-22.5%

$8,548+3.8%

$10,828-18.0%

PAUL DEMAY AND ASSOCIATES INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PAUL DEMAY AND ASSOCIATES INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion