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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,181 | $60,349+22.9% | $74,1840% | $62,881+18.0% |
| Participation rate | 89.5% | 72.7%+16.7pp | 76.6%+12.9pp | 69.3%+20.2pp |
| Annual return | 6.10% | 21.38%-15.3pp | 17.74%-11.6pp | 20.14%-14.0pp |
| Employer contribution / active EE | $1,674 | $1,680-0.3% | $2,370-29.4% | $2,281-26.6% |
| Participant deferral / active EE | $4,565 | $2,856+59.8% | $3,550+28.6% | $3,203+42.5% |
| Admin fee / account holder | $2,600 | $4,261-39.0% | $5,586-53.4% | $4,296-39.5% |