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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,126 | $86,949-25.1% | $102,460-36.4% | $80,959-19.6% |
| Participation rate | 89.5% | 72.4%+17.1pp | 76.5%+13.0pp | 67.7%+21.8pp |
| Annual return | 5.92% | 18.89%-13.0pp | 29.47%-23.6pp | 35.67%-29.7pp |
| Employer contribution / active EE | $2,349 | $2,370-0.9% | $3,025-22.4% | $2,757-14.8% |
| Participant deferral / active EE | $6,586 | $4,121+59.8% | $5,056+30.3% | $4,300+53.1% |
| Admin fee / account holder | $10,486 | $8,048+30.3% | $9,460+10.8% | $6,925+51.4% |