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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,126 | $86,922-25.1% | $102,438-36.4% | $80,874-19.5% |
| Participation rate | 89.5% | 72.4%+17.1pp | 76.5%+13.0pp | 67.6%+21.8pp |
| Annual return | 5.92% | 18.90%-13.0pp | 29.37%-23.4pp | 35.62%-29.7pp |
| Employer contribution / active EE | $2,349 | $2,369-0.9% | $3,024-22.3% | $2,756-14.8% |
| Participant deferral / active EE | $6,586 | $4,119+59.9% | $5,054+30.3% | $4,297+53.3% |
| Admin fee / account holder | $10,486 | $8,050+30.3% | $9,448+11.0% | $6,935+51.2% |