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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,720 | $48,364+23.5% | $71,796-16.8% | $62,881-5.0% |
| Participation rate | 92.9% | 60.6%+32.2pp | 69.1%+23.7pp | 69.3%+23.6pp |
| Annual return | -8.68% | 13.16%-21.8pp | 78.04%-86.7pp | 20.14%-28.8pp |
| Employer contribution / active EE | $7,297 | $1,042+600.4% | $1,924+279.2% | $2,281+219.9% |
| Participant deferral / active EE | $1,815 | $2,091-13.2% | $2,794-35.1% | $3,203-43.3% |
| Admin fee / account holder | $640 | $3,771-83.0% | $4,815-86.7% | $4,296-85.1% |