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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $682,998 | $167,362+308.1% | $143,799+375.0% | $134,532+407.7% |
| Participation rate | 95.0% | 84.8%+10.2pp | 80.3%+14.7pp | 81.2%+13.8pp |
| Annual return | -21.92% | 0.47%-22.4pp | -0.04%-21.9pp | 418.27%-440.2pp |
| Employer contribution / active EE | $31,111 | $5,620+453.5% | $4,952+528.2% | $4,741+556.2% |
| Participant deferral / active EE | $20,735 | $6,447+221.6% | $5,638+267.7% | $6,401+223.9% |
| Admin fee / account holder | $5,158 | $18,094-71.5% | $14,677-64.9% | $11,429-54.9% |