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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,323 | $110,039+73.0% | $97,260+95.7% | $145,884+30.5% |
| Participation rate | 70.0% | 75.9%-5.9pp | 72.7%-2.7pp | 80.3%-10.3pp |
| Annual return | 19.30% | 244.44%-225.1pp | 75.54%-56.2pp | 551.85%-532.6pp |
| Employer contribution / active EE | $2,104 | $3,074-31.6% | $2,721-22.7% | $4,662-54.9% |
| Participant deferral / active EE | $3,888 | $4,674-16.8% | $4,262-8.8% | $6,690-41.9% |
| Admin fee / account holder | $11,415 | $6,204+84.0% | $5,640+102.4% | $13,392-14.8% |