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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,025 | $62,589-18.5% | $76,768-33.5% | $64,173-20.5% |
| Participation rate | 85.3% | 72.8%+12.5pp | 77.0%+8.3pp | 69.6%+15.7pp |
| Annual return | -8.09% | -1.95%-6.1pp | 2.43%-10.5pp | 7.63%-15.7pp |
| Employer contribution / active EE | $4,936 | $1,832+169.4% | $2,485+98.6% | $2,381+107.3% |
| Participant deferral / active EE | $3,309 | $3,145+5.2% | $3,852-14.1% | $3,470-4.6% |
| Admin fee / account holder | $1,775 | $4,667-62.0% | $6,675-73.4% | $4,887-63.7% |