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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $514,608 | $81,276+533.2% | $155,574+230.8% | $80,925+535.9% |
| Participation rate | 89.3% | 66.2%+23.0pp | 78.2%+11.1pp | 67.7%+21.6pp |
| Annual return | 14.75% | 33.36%-18.6pp | 64.87%-50.1pp | 35.65%-20.9pp |
| Employer contribution / active EE | $17,827 | $3,103+474.5% | $4,676+281.3% | $2,756+546.8% |
| Participant deferral / active EE | $15,145 | $3,453+338.6% | $5,629+169.0% | $4,299+252.3% |
| Admin fee / account holder | $21,574 | $7,993+169.9% | $15,914+35.6% | $6,940+210.9% |