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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,491 | $47,944-34.3% | $67,834-53.6% | $62,881-49.9% |
| Participation rate | 94.9% | 61.1%+33.8pp | 68.8%+26.1pp | 69.3%+25.6pp |
| Annual return | 5.68% | 11.77%-6.1pp | 138.47%-132.8pp | 20.14%-14.5pp |
| Employer contribution / active EE | $1,345 | $1,562-13.9% | $2,403-44.0% | $2,281-41.0% |
| Participant deferral / active EE | $2,447 | $2,247+8.9% | $3,160-22.6% | $3,203-23.6% |
| Admin fee / account holder | $5,024 | $3,712+35.3% | $4,622+8.7% | $4,296+17.0% |