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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,797 | $202,342-36.8% | $172,753-26.0% | $152,909-16.4% |
| Participation rate | 90.0% | 87.1%+2.9pp | 82.6%+7.4pp | 82.5%+7.5pp |
| Annual return | 21.28% | 1029.88%-1008.6pp | 803.00%-781.7pp | 345.46%-324.2pp |
| Employer contribution / active EE | $3,248 | $5,857-44.6% | $5,144-36.9% | $4,764-31.8% |
| Participant deferral / active EE | $5,828 | $5,948-2.0% | $5,198+12.1% | $5,851-0.4% |
| Admin fee / account holder | $979 | $17,112-94.3% | $13,956-93.0% | $11,601-91.6% |