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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,243 | $103,038+159.4% | $90,324+195.9% | $152,909+74.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 2.36% | 95.25%-92.9pp | 78.15%-75.8pp | 345.46%-343.1pp |
| Employer contribution / active EE | $3,474 | $3,141+10.6% | $2,856+21.6% | $4,764-27.1% |
| Participant deferral / active EE | $4,699 | $4,282+9.7% | $3,885+20.9% | $5,851-19.7% |
| Admin fee / account holder | $17,314 | $6,177+180.3% | $5,356+223.3% | $11,601+49.3% |