Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,245 | $60,454-30.1% | $81,844-48.4% | $74,459-43.3% |
| Participation rate | 24.6% | 63.0%-38.3pp | 72.4%-47.8pp | 67.2%-42.6pp |
| Annual return | 8.45% | 16.87%-8.4pp | 778.87%-770.4pp | 1369.70%-1361.3pp |
| Employer contribution / active EE | $261 | $2,630-90.1% | $2,916-91.0% | $2,626-90.0% |
| Participant deferral / active EE | $976 | $3,398-71.3% | $4,323-77.4% | $4,350-77.6% |
| Admin fee / account holder | $4,148 | $1,490+178.3% | $7,355-43.6% | $1,945+113.3% |