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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,054 | $150,447-43.5% | $136,298-37.6% | $147,586-42.4% |
| Participation rate | 53.3% | 84.4%-31.1pp | 81.9%-28.6pp | 82.8%-29.5pp |
| Annual return | 14.04% | 1049.15%-1035.1pp | 5156.27%-5142.2pp | 578.59%-564.6pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,519 | $6,631-46.9% | $6,247-43.7% | $5,439-35.3% |
| Admin fee / account holder | $4,383 | $10,906-59.8% | $9,244-52.6% | $10,886-59.7% |