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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,129 | $103,966-36.4% | $112,923-41.4% | $75,177-12.0% |
| Participation rate | 100.0% | 75.7%+24.3pp | 80.5%+19.5pp | 67.2%+32.8pp |
| Annual return | 12.09% | 24.54%-12.5pp | 34.13%-22.0pp | 160.75%-148.7pp |
| Employer contribution / active EE | $6,039 | $3,870+56.0% | $4,570+32.1% | $2,671+126.1% |
| Participant deferral / active EE | $4,812 | $5,456-11.8% | $6,520-26.2% | $4,126+16.6% |
| Admin fee / account holder | $10,686 | $7,663+39.4% | $7,046+51.7% | $5,651+89.1% |