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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL FINANCIAL GROUP10+ years Filed as: PRINCIPAL LIFE INSURANCE COMPANY Service code 13 · EIN 42-0127290 | Contract Administrator | $100,427 |
EDWARD JONES5 years Service code 27 · EIN 43-0345811 | Advisory (Plan) | $29,347 |
RUBINBROWN LLP4 years Service code 10 · EIN 43-0765316 | Accounting | $6,500 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
10 funds of $250K or more; 16 lines in all, holding $13.1M of the plan's $13.8M. From the 2025 filing. Recordkeeper: Principal.
Target-date series: Principal LifeTime, mutual fund, 81% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Principal LifeTime Principal · Mutual fund Target-date, 11 vintagesRecordkeeper's own fund | $10.7M | 81.4% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index | $1.2M | 8.9% |
| AB Large Cap Growth Fund Inc AllianceBernstein · Mutual fund | $587K | 4.5% |
| Fidelity Mid Cap Index Fund Fidelity (FMR) · Mutual fund Index | $167K | 1.3% |
| Fidelity Total International Index Fund Fidelity (FMR) · Mutual fund Index | $117K | 0.9% |
| Fidelity Small Cap Index Fund Fidelity (FMR) · Mutual fund Index | $83K | 0.6% |
| Prin Fixed Inc Guar Option Principal · Insurance contract Recordkeeper's own fund | $68K | 0.5% |
| MidCap S&P 400 Index Fund R-6 Principal · Mutual fund IndexRecordkeeper's own fund | $54K | 0.4% |
| American Funds NewWorld R6 Capital Group · Mutual fund | $40K | 0.3% |
| Fidelity U.S. Bond Index Fund Fidelity (FMR) · Mutual fund Index | $38K | 0.3% |
Covers 71,097 large plans that list their funds in their annual filing. Updated Nov 3, 2026. Shares describe these plans, not the whole market.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.