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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,757 | $77,908-93.9% | $149,696-96.8% | $75,173-93.7% |
| Participation rate | 92.4% | 65.6%+26.8pp | 78.8%+13.6pp | 67.2%+25.2pp |
| Annual return | 0.00% | 31.73%-31.7pp | 134.46%-134.5pp | 160.72%-160.7pp |
| Employer contribution / active EE | $1,094 | $3,138-65.1% | $4,821-77.3% | $2,671-59.1% |
| Participant deferral / active EE | $2,166 | $3,411-36.5% | $5,682-61.9% | $4,126-47.5% |
| Admin fee / account holder | $999 | $5,950-83.2% | $13,212-92.4% | $5,651-82.3% |