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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,584 | $77,638+95.2% | $156,551-3.2% | $62,881+141.1% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 3.63% | 50.33%-46.7pp | 32.23%-28.6pp | 20.14%-16.5pp |
| Employer contribution / active EE | $6,272 | $3,444+82.1% | $5,501+14.0% | $2,281+175.0% |
| Participant deferral / active EE | $4,286 | $3,046+40.7% | $4,871-12.0% | $3,203+33.8% |
| Admin fee / account holder | $75,513 | $5,561+1257.8% | $13,028+479.6% | $4,296+1657.9% |