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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,146 | $82,678-3.1% | $125,391-36.1% | $68,490+17.0% |
| Participation rate | 75.0% | 75.1%-0.1pp | 82.4%-7.4pp | 67.9%+7.1pp |
| Annual return | -19.35% | -5.97%-13.4pp | 572.41%-591.8pp | -7.85%-11.5pp |
| Employer contribution / active EE | $2,277 | $3,382-32.7% | $4,816-52.7% | $2,597-12.3% |
| Participant deferral / active EE | $5,964 | $6,111-2.4% | $7,448-19.9% | $4,028+48.1% |
| Admin fee / account holder | $665 | $6,277-89.4% | $10,009-93.4% | $5,403-87.7% |