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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,647 | $77,920+280.7% | $149,723+98.1% | $75,177+294.6% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 20.77% | 31.72%-10.9pp | 134.50%-113.7pp | 160.75%-140.0pp |
| Employer contribution / active EE | $5,764 | $3,138+83.7% | $4,821+19.6% | $2,671+115.8% |
| Participant deferral / active EE | $8,508 | $3,411+149.4% | $5,682+49.7% | $4,126+106.2% |
| Admin fee / account holder | $9,015 | $5,951+51.5% | $13,215-31.8% | $5,651+59.5% |