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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,759 | $135,956+19.0% | $123,894+30.6% | $273,972-41.0% |
| Participation rate | 87.5% | 84.1%+3.4pp | 81.4%+6.1pp | 83.0%+4.5pp |
| Annual return | 0.67% | 56.63%-56.0pp | 47.52%-46.8pp | 41.46%-40.8pp |
| Employer contribution / active EE | $1,722 | $5,170-66.7% | $4,617-62.7% | $4,869-64.6% |
| Participant deferral / active EE | $5,659 | $6,343-10.8% | $5,984-5.4% | $5,287+7.0% |
| Admin fee / account holder | $11,317 | $9,817+15.3% | $8,357+35.4% | $10,133+11.7% |