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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,264 | $84,236+96.2% | $170,435-3.0% | $70,126+135.7% |
| Participation rate | 84.0% | 70.8%+13.2pp | 83.6%+0.4pp | 69.5%+14.5pp |
| Annual return | 11.32% | 23.06%-11.7pp | 205.94%-194.6pp | 73.15%-61.8pp |
| Employer contribution / active EE | $2,076 | $3,387-38.7% | $5,432-61.8% | $2,343-11.4% |
| Participant deferral / active EE | $1,372 | $3,086-55.5% | $4,939-72.2% | $3,332-58.8% |
| Admin fee / account holder | $3,536 | $5,698-37.9% | $13,881-74.5% | $4,645-23.9% |