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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,729 | $160,028+114.2% | $147,080+133.0% | $145,884+134.9% |
| Participation rate | 86.4% | 84.0%+2.3pp | 82.2%+4.2pp | 80.3%+6.1pp |
| Annual return | 16.99% | 98.60%-81.6pp | 420.17%-403.2pp | 551.85%-534.9pp |
| Employer contribution / active EE | $3,888 | $5,286-26.4% | $4,933-21.2% | $4,662-16.6% |
| Participant deferral / active EE | $12,954 | $8,422+53.8% | $8,066+60.6% | $6,690+93.6% |
| Admin fee / account holder | $18,450 | $15,030+22.8% | $12,989+42.0% | $13,392+37.8% |