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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,419 | $84,236+128.4% | $170,435+12.9% | $70,126+174.4% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 11.69% | 23.06%-11.4pp | 205.94%-194.2pp | 73.15%-61.5pp |
| Employer contribution / active EE | $9,534 | $3,387+181.5% | $5,432+75.5% | $2,343+307.0% |
| Participant deferral / active EE | $7,577 | $3,086+145.5% | $4,939+53.4% | $3,332+127.4% |
| Admin fee / account holder | $1,235 | $5,698-78.3% | $13,881-91.1% | $4,645-73.4% |