Retirement plan

ARCH COAL, INC. EMPLOYEE THRIFT PLAN

Name: ARCH COAL, INC. - ARCH COAL, INC. EMPLOYEE THRIFT PLAN (2018) Form 5500
Creator: ARCH COAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ARCH COAL, INC. EMPLOYEE THRIFT PLAN, ARCH COAL, INC.

ARCH COAL, INC.EIN 43-0921172Plan #006PY 2018

ONE CITYPLACE DRIVE, SUITE 300 - ST. LOUIS, MO 631417056314-994-2700archrsc.comLinkedIn1001-5000 employeesmining & metals

Other plans on this EIN

1 filing

#005Retirement-$212.5M assets

Prospect flagsHigh fees

Top hat statement on fileNQDC

Filed March 31, 1999

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$507.1M

+1.3% from 2016

Total participants

4,924

+12.1% from 2016

Average account balance

$104,116

-9.9% from 2016

Annual return

-4.30%

-10.05 pp from 2016

Benchmarks

See 89 peers

Peer group

Industry21 - Mining, Quarrying, and Oil and Gas Extraction

Plan typeDefined contribution

Participants1,000-4,999

Cohort89 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$650.41M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$145K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

4,490

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$54.21M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$237

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 8 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS2 years Service code 12 · EIN 13-3689044	Float revenue; Account maintenance fe...	$1,176,414
WELLS FARGO BANK, N.A.4+ years Filed as: WELLS FARGO ADVISORS, LLC Service code 27 FOX INVESTMENT CONSULTING GROUP · ST. LOUIS, MO 63103	Advisory (Plan)	$244,598
WILLIS TOWERS WATSON US LLC1 year Filed as: WILLIS TOWERS WATSON Service code 16 · EIN 53-0181291	Consulting	$88,000
FINANCIAL ENGINES4+ years Service code 26 · EIN 12-1140399	Advisory (Participants)	$48,700
RUBINBROWN LLP4+ years Service code 10 · EIN 43-0765316	Accounting	$20,800
QDRO CONSULTANTS COMPANY, LLC1 year Filed as: QDRO CONSULTANTS Service code 16 · EIN 34-1820650	Consulting	$8,613
MID ATLANTIC CAPITAL CORPORATION1 year Service code 33 · EIN 25-1409618	Securities brokerage; Securities brok...	$0
NATIONAL FINANCIAL SERVICES1 year Service code 33 · EIN 04-3523567	Securities brokerage; Securities brok...	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2R2S2T3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$1.6M

$416 / participant

Other / not subdivided$2M100.0%

% of EOY assets

0.314%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RUBINBROWN LLP
Auditor EIN: 430765316
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$104,116

$96,900+7.4%

$111,392-6.5%

$75,289+38.3%

Participation rate

98.6%

85.9%+12.7pp

78.9%+19.8pp

72.4%+26.2pp

Annual return

-4.30%

1.66%-6.0pp

-2.06%-2.2pp

-0.04%-4.3pp

Employer contribution / active EE

$4,690

$5,520-15.0%

$4,328+8.4%

$2,405+95.0%

Participant deferral / active EE

$6,917

$6,494+6.5%

$5,567+24.2%

$3,739+85.0%

Admin fee / account holder

$327

$105+210.8%

$12,266-97.3%

$102+219.2%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS2 years

Service code 12 · EIN 13-3689044

Float revenue; Account maintenance fe...

$1,176,414

WELLS FARGO BANK, N.A.4+ years

Filed as: WELLS FARGO ADVISORS, LLC

Service code 27

FOX INVESTMENT CONSULTING GROUP · ST. LOUIS, MO 63103

Advisory (Plan)

$244,598

WILLIS TOWERS WATSON US LLC1 year

Filed as: WILLIS TOWERS WATSON

Service code 16 · EIN 53-0181291

Consulting

$88,000

FINANCIAL ENGINES4+ years

Service code 26 · EIN 12-1140399

Advisory (Participants)

$48,700

RUBINBROWN LLP4+ years

Service code 10 · EIN 43-0765316

Accounting

$20,800

QDRO CONSULTANTS COMPANY, LLC1 year

Filed as: QDRO CONSULTANTS

Service code 16 · EIN 34-1820650

Consulting

$8,613

MID ATLANTIC CAPITAL CORPORATION1 year

Service code 33 · EIN 25-1409618

Securities brokerage; Securities brok...

NATIONAL FINANCIAL SERVICES1 year

Service code 33 · EIN 04-3523567

Securities brokerage; Securities brok...

ARCH COAL, INC. EMPLOYEE THRIFT PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ARCH COAL, INC. EMPLOYEE THRIFT PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion