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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,223 | $91,536+53.2% | $130,062+7.8% | $75,177+86.5% |
| Participation rate | 82.9% | 71.5%+11.4pp | 78.5%+4.4pp | 67.2%+15.7pp |
| Annual return | -0.76% | -631.62%+630.9pp | -137.37%+136.6pp | 160.75%-161.5pp |
| Employer contribution / active EE | $1,750 | $2,845-38.5% | $4,322-59.5% | $2,671-34.5% |
| Participant deferral / active EE | $4,413 | $4,343+1.6% | $5,821-24.2% | $4,126+6.9% |
| Admin fee / account holder | $3,147 | $6,780-53.6% | $10,601-70.3% | $5,651-44.3% |