See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: DIVERSIFIED FINANCIAL ADVISORS INC. Service code 27 14323 SOUTH OUTER FORTY DR. · CHESTERFIELD, MO 63017 | Advisory (Plan) | $28,196 |
PCS RETIREMENT, LLC2 years Service code 13 · EIN 23-3038464 | Contract Administrator | $19,298 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,283 | $49,451+15.8% | $79,550-28.0% | $66,914-14.4% |
| Participation rate | 77.0% | 61.3%+15.7pp | 69.5%+7.5pp | 69.8%+7.2pp |
| Annual return | -18.92% | 84.25%-103.2pp | 0.16%-19.1pp | 1.58%-20.5pp |
| Employer contribution / active EE | $1,349 | $1,266+6.6% | $2,413-44.1% | $2,544-47.0% |
| Participant deferral / active EE | $6,003 | $3,159+90.1% | $3,985+50.6% | $4,237+41.7% |
| Admin fee / account holder | $329 | $595-44.6% | $6,832-95.2% | $593-44.5% |