| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Recordkeeping fees; Float revenue; Pa... | $285,323 |
ALAN BILLER & ASSOCIATES7+ years Filed as: ALAN D. BILLER & ASSOCIATES, INC. Service code 27 · EIN 94-2854958 | Advisory (Plan) | $50,250 |
BKD, LLP3 years Filed as: BKD LLP Service code 10 · EIN 44-0160260 | Accounting | $4,680 |
NATIONAL FINANCIAL SERVICES2 years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,448 | $112,156-32.7% | $108,421-30.4% | $101,555-25.7% |
| Participation rate | 24.8% | 83.2%-58.4pp | 80.1%-55.3pp | 74.5%-49.7pp |
| Annual return | 14.95% | 15.85%-0.9pp | 905.61%-890.7pp | 21.00%-6.1pp |
| Employer contribution / active EE | $470 | $3,067-84.7% | $3,560-86.8% | $2,972-84.2% |
| Participant deferral / active EE | $979 | $6,696-85.4% | $6,564-85.1% | $4,874-79.9% |
| Admin fee / account holder | $112 | $75+50.4% | $7,298-98.5% | $139-19.6% |