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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $14,492 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $786 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,703 | $44,059+40.0% | $71,671-13.9% | $69,631-11.4% |
| Participation rate | 50.4% | 60.8%-10.4pp | 68.7%-18.4pp | 70.7%-20.3pp |
| Annual return | 16.04% | 21.97%-5.9pp | 20.65%-4.6pp | 27571.02%-27555.0pp |
| Employer contribution / active EE | $1,168 | $1,305-10.5% | $2,460-52.5% | $2,032-42.5% |
| Participant deferral / active EE | $2,083 | $2,370-12.1% | $3,438-39.4% | $3,224-35.4% |
| Admin fee / account holder | $89 | $108-17.6% | $5,558-98.4% | $110-19.6% |