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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,991 | $54,162-33.6% | $68,612-47.5% | $64,173-43.9% |
| Participation rate | 77.2% | 68.1%+9.1pp | 72.2%+5.0pp | 69.6%+7.6pp |
| Annual return | -4.63% | -1.62%-3.0pp | -4.63%0pp | 7.63%-12.3pp |
| Employer contribution / active EE | $0 | $1,846-100.0% | $2,625-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,068 | $2,626-59.3% | $3,311-67.7% | $3,470-69.2% |
| Admin fee / account holder | $3,112 | $4,029-22.7% | $5,131-39.3% | $4,887-36.3% |