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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,606 | $57,073-77.9% | $85,126-85.2% | $80,925-84.4% |
| Participation rate | 33.3% | 56.4%-23.1pp | 67.5%-34.2pp | 67.7%-34.3pp |
| Annual return | 10.66% | 21.69%-11.0pp | 66.63%-56.0pp | 35.65%-25.0pp |
| Employer contribution / active EE | $316 | $1,801-82.4% | $2,731-88.4% | $2,756-88.5% |
| Participant deferral / active EE | $1,149 | $3,113-63.1% | $4,523-74.6% | $4,299-73.3% |
| Admin fee / account holder | $1,223 | $4,988-75.5% | $6,160-80.1% | $6,940-82.4% |