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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,462 | $56,134+130.6% | $96,192+34.6% | $85,851+50.8% |
| Participation rate | 100.0% | 56.7%+43.3pp | 68.4%+31.6pp | 69.3%+30.7pp |
| Annual return | 10.36% | 42.30%-31.9pp | 192.09%-181.7pp | 318.63%-308.3pp |
| Employer contribution / active EE | $3,047 | $1,620+88.0% | $2,799+8.8% | $2,565+18.8% |
| Participant deferral / active EE | $6,162 | $2,858+115.6% | $4,351+41.6% | $3,952+55.9% |
| Admin fee / account holder | $6,128 | $3,769+62.6% | $5,539+10.6% | $6,261-2.1% |