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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,090 | $131,835+15.4% | $108,582+40.1% | $273,972-44.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 15.12% | -91.57%+106.7pp | -51.70%+66.8pp | 41.46%-26.3pp |
| Employer contribution / active EE | $1,315 | $4,913-73.2% | $3,758-65.0% | $4,869-73.0% |
| Participant deferral / active EE | $1,178 | $5,127-77.0% | $4,311-72.7% | $5,287-77.7% |
| Admin fee / account holder | $369 | $10,253-96.4% | $7,645-95.2% | $10,133-96.4% |