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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,631 | $136,860-67.4% | $120,344-62.9% | $154,746-71.2% |
| Participation rate | 94.7% | 79.9%+14.8pp | 76.7%+18.0pp | 80.7%+14.0pp |
| Annual return | 10.51% | 21.38%-10.9pp | 20.30%-9.8pp | 172.34%-161.8pp |
| Employer contribution / active EE | $2,105 | $3,533-40.4% | $3,020-30.3% | $4,379-51.9% |
| Participant deferral / active EE | $1,358 | $5,793-76.6% | $5,135-73.5% | $6,730-79.8% |
| Admin fee / account holder | $3,772 | $15,393-75.5% | $12,742-70.4% | $14,365-73.7% |