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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,631 | $124,425-64.1% | $112,040-60.2% | $137,256-67.5% |
| Participation rate | 94.7% | 79.3%+15.4pp | 76.5%+18.2pp | 80.0%+14.8pp |
| Annual return | 10.51% | 24.72%-14.2pp | 24.52%-14.0pp | 220.34%-209.8pp |
| Employer contribution / active EE | $2,105 | $3,411-38.3% | $2,954-28.7% | $4,156-49.3% |
| Participant deferral / active EE | $1,358 | $5,718-76.2% | $5,098-73.4% | $6,407-78.8% |
| Admin fee / account holder | $3,772 | $15,207-75.2% | $12,098-68.8% | $12,270-69.3% |