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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,975 | $72,486+28.3% | $87,103+6.7% | $72,976+27.4% |
| Participation rate | 75.7% | 72.8%+2.9pp | 76.9%-1.2pp | 69.5%+6.2pp |
| Annual return | 12.52% | 24.46%-11.9pp | 28.19%-15.7pp | 81.02%-68.5pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,888 | $3,270-42.3% | $4,049-53.4% | $3,608-47.7% |
| Admin fee / account holder | $515 | $5,055-89.8% | $7,491-93.1% | $5,124-90.0% |