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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,538 | $132,634-70.2% | $115,768-65.8% | $137,256-71.2% |
| Participation rate | 71.4% | 77.9%-6.4pp | 74.4%-3.0pp | 80.0%-8.5pp |
| Annual return | 20.43% | 160.70%-140.3pp | 100.46%-80.0pp | 220.34%-199.9pp |
| Employer contribution / active EE | $2,243 | $3,360-33.2% | $2,940-23.7% | $4,156-46.0% |
| Participant deferral / active EE | $7,211 | $5,619+28.3% | $4,917+46.7% | $6,407+12.6% |
| Admin fee / account holder | $883 | $15,028-94.1% | $12,439-92.9% | $12,270-92.8% |