See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
BAM ADVISOR SERVICES1 year Service code 26 · EIN 20-8307105 | Advisory (Participants) | $59,952 |
ALERUS FINANCIAL, N.A.1 year Service code 15 · EIN 45-6062081 | Recordkeeping | $9,136 |
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 92-3967259 | Securities Custodian | $1,846 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,373 | $91,407+60.1% | $135,903+7.7% | $71,457+104.8% |
| Participation rate | 93.6% | 75.7%+18.0pp | 81.9%+11.7pp | 67.9%+25.7pp |
| Annual return | 16.85% | 29.90%-13.0pp | 68.23%-51.4pp | 28.85%-12.0pp |
| Employer contribution / active EE | $2,962 | $3,703-20.0% | $4,856-39.0% | $2,588+14.5% |
| Participant deferral / active EE | $9,092 | $7,092+28.2% | $7,758+17.2% | $4,289+112.0% |
| Admin fee / account holder | $575 | $1,266-54.6% | $10,762-94.7% | $1,587-63.8% |