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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,895 | $117,895-78.9% | $102,460-75.7% | $145,897-82.9% |
| Participation rate | 95.7% | 78.6%+17.0pp | 76.5%+19.1pp | 80.3%+15.3pp |
| Annual return | 7.23% | 31.92%-24.7pp | 29.47%-22.2pp | 552.29%-545.1pp |
| Employer contribution / active EE | $1,376 | $3,619-62.0% | $3,025-54.5% | $4,663-70.5% |
| Participant deferral / active EE | $4,014 | $5,736-30.0% | $5,056-20.6% | $6,689-40.0% |
| Admin fee / account holder | $27,755 | $13,353+107.9% | $9,460+193.4% | $13,390+107.3% |