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| Provider | Service type | Compensation |
|---|---|---|
MONETA GROUP LLC1 year Service code 27 · EIN 20-1903821 | Advisory (Plan) | $14,059 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $10,080 |
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,056 | $162,821-78.5% | $133,978-73.8% | $158,982-77.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 0.66% | 41.95%-41.3pp | 45.10%-44.4pp | 302.99%-302.3pp |
| Employer contribution / active EE | $3,809 | $4,976-23.5% | $3,919-2.8% | $4,763-20.0% |
| Participant deferral / active EE | $4,381 | $5,910-25.9% | $5,047-13.2% | $5,983-26.8% |
| Admin fee / account holder | $431 | $11,742-96.3% | $8,930-95.2% | $11,252-96.2% |