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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $49,138 |
BKD, LLP2 years Filed as: BKD CPAS & ADVISORS Service code 10 · EIN 44-0160260 | Accounting | $12,850 |
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $6,102 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,686 | $50,666+116.5% | $76,667+43.1% | $65,186+68.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 72.1%+27.9pp | 70.2%+29.8pp |
| Annual return | 18.69% | 28.51%-9.8pp | 1166.74%-1148.0pp | 29.39%-10.7pp |
| Employer contribution / active EE | $2,799 | $1,575+77.7% | $2,303+21.5% | $2,177+28.6% |
| Participant deferral / active EE | $6,486 | $2,647+145.1% | $3,336+94.4% | $3,514+84.6% |
| Admin fee / account holder | $390 | $463-15.8% | $6,423-93.9% | $847-54.0% |