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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,486 | $78,423-43.3% | $95,964-53.6% | $79,856-44.3% |
| Participation rate | 91.8% | 73.5%+18.3pp | 77.1%+14.7pp | 69.6%+22.2pp |
| Annual return | 12.52% | 19.37%-6.9pp | 91.64%-79.1pp | 31.71%-19.2pp |
| Employer contribution / active EE | $1,190 | $1,945-38.9% | $2,541-53.2% | $2,471-51.9% |
| Participant deferral / active EE | $3,597 | $3,440+4.6% | $4,167-13.7% | $3,741-3.8% |
| Admin fee / account holder | $4,080 | $5,622-27.4% | $6,797-40.0% | $5,306-23.1% |