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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,278 | $78,707-5.6% | $117,861-37.0% | $70,126+5.9% |
| Participation rate | 78.6% | 73.2%+5.4pp | 79.7%-1.1pp | 69.5%+9.0pp |
| Annual return | 12.29% | 23.30%-11.0pp | 335.11%-322.8pp | 73.15%-60.9pp |
| Employer contribution / active EE | $1,193 | $2,223-46.3% | $3,786-68.5% | $2,343-49.1% |
| Participant deferral / active EE | $2,732 | $3,297-17.2% | $4,482-39.1% | $3,332-18.0% |
| Admin fee / account holder | $2,747 | $5,066-45.8% | $8,021-65.8% | $4,645-40.9% |