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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,566 | $178,174+17.1% | $156,181+33.5% | $137,256+52.0% |
| Participation rate | 78.9% | 82.0%-3.1pp | 78.8%+0.1pp | 80.0%-1.0pp |
| Annual return | 15.66% | 84.19%-68.5pp | 64.87%-49.2pp | 220.34%-204.7pp |
| Employer contribution / active EE | $1,923 | $4,972-61.3% | $4,294-55.2% | $4,156-53.7% |
| Participant deferral / active EE | $5,446 | $6,888-20.9% | $6,132-11.2% | $6,407-15.0% |
| Admin fee / account holder | $4,616 | $17,404-73.5% | $14,586-68.4% | $12,270-62.4% |