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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,566 | $199,109+4.7% | $173,730+20.1% | $154,746+34.8% |
| Participation rate | 78.9% | 82.8%-3.9pp | 79.6%-0.6pp | 80.7%-1.8pp |
| Annual return | 15.66% | 20.02%-4.4pp | 19.96%-4.3pp | 172.34%-156.7pp |
| Employer contribution / active EE | $1,923 | $5,311-63.8% | $4,577-58.0% | $4,379-56.1% |
| Participant deferral / active EE | $5,446 | $7,113-23.4% | $6,326-13.9% | $6,730-19.1% |
| Admin fee / account holder | $4,616 | $20,916-77.9% | $17,523-73.7% | $14,365-67.9% |