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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,017 | $97,550+198.3% | $120,344+141.8% | $87,485+232.6% |
| Participation rate | 80.0% | 72.8%+7.2pp | 76.7%+3.3pp | 68.9%+11.1pp |
| Annual return | 13.82% | 18.41%-4.6pp | 20.30%-6.5pp | 26.06%-12.2pp |
| Employer contribution / active EE | $1,514 | $2,291-33.9% | $3,020-49.9% | $2,596-41.7% |
| Participant deferral / active EE | $8,327 | $4,230+96.9% | $5,135+62.2% | $4,274+94.8% |
| Admin fee / account holder | $2,565 | $9,543-73.1% | $12,742-79.9% | $7,775-67.0% |