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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,017 | $95,453+204.9% | $112,040+159.7% | $82,448+253.0% |
| Participation rate | 80.0% | 72.8%+7.2pp | 76.5%+3.5pp | 68.1%+11.9pp |
| Annual return | 13.82% | 23.92%-10.1pp | 24.52%-10.7pp | 41.64%-27.8pp |
| Employer contribution / active EE | $1,514 | $2,318-34.7% | $2,954-48.7% | $2,551-40.6% |
| Participant deferral / active EE | $8,327 | $4,224+97.1% | $5,098+63.3% | $4,139+101.2% |
| Admin fee / account holder | $2,565 | $9,013-71.5% | $12,098-78.8% | $7,234-64.5% |