See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
STIFEL NICOLAUS & CO INC6+ years Service code 55 · EIN 43-0538770 | Other Commissions | $13,809 |
Service code 37 · EIN 04-2647786 | Loan Processing | $638 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,761 | $38,075+135.7% | $93,406-3.9% | $73,488+22.1% |
| Participation rate | 28.0% | 56.7%-28.7pp | 66.8%-38.8pp | 70.7%-42.6pp |
| Annual return | 12.40% | 17.59%-5.2pp | 78.05%-65.7pp | 28.51%-16.1pp |
| Employer contribution / active EE | $221 | $1,117-80.2% | $2,075-89.3% | $2,270-90.3% |
| Participant deferral / active EE | $1,427 | $2,012-29.1% | $3,126-54.3% | $3,740-61.8% |
| Admin fee / account holder | $14 | $351-96.0% | $5,230-99.7% | $513-97.3% |