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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,259 | $162,785-59.9% | $133,959-51.3% | $158,950-58.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 4.61% | 41.94%-37.3pp | 45.09%-40.5pp | 302.91%-298.3pp |
| Employer contribution / active EE | $2,584 | $4,975-48.1% | $3,919-34.0% | $4,762-45.7% |
| Participant deferral / active EE | $4,928 | $5,910-16.6% | $5,047-2.4% | $5,983-17.6% |
| Admin fee / account holder | $40,862 | $11,738+248.1% | $8,928+357.7% | $11,248+263.3% |