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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,206 | $90,607-55.6% | $79,467-49.4% | $135,380-70.3% |
| Participation rate | 63.6% | 76.0%-12.4pp | 73.3%-9.7pp | 82.6%-19.0pp |
| Annual return | -1.45% | 977.74%-979.2pp | 718.30%-719.8pp | 519.81%-521.3pp |
| Employer contribution / active EE | $381 | $3,068-87.6% | $2,800-86.4% | $4,779-92.0% |
| Participant deferral / active EE | $913 | $4,050-77.5% | $3,704-75.4% | $5,609-83.7% |
| Admin fee / account holder | $11,500 | $5,895+95.1% | $5,104+125.3% | $10,828+6.2% |