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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,573 | $88,815-67.8% | $81,882-65.1% | $145,897-80.4% |
| Participation rate | 35.7% | 75.1%-39.4pp | 72.4%-36.7pp | 80.3%-44.6pp |
| Annual return | 15.55% | 1033.75%-1018.2pp | 779.47%-763.9pp | 552.29%-536.7pp |
| Employer contribution / active EE | $388 | $3,086-87.4% | $2,916-86.7% | $4,663-91.7% |
| Participant deferral / active EE | $1,440 | $4,647-69.0% | $4,323-66.7% | $6,689-78.5% |
| Admin fee / account holder | $2,245 | $8,434-73.4% | $7,360-69.5% | $13,390-83.2% |